Car Hire Excess Insurance

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Picking up a rental car in the near future? In that case you will be offered a number of different products and these will almost always include variations of insurance for things like breakdown, personal injury etc.. it can all get a bit confusing especially when terms such as CDW and SLI get thrown at you and all you want to do is hop into your rental car and get on with your day.

When hiring a car, in almost all instances there is an insurance excess applicable. Sometimes this will be taken as a deposit on picking up the vehicle and can range in value up to several thousand pounds (please check the terms and conditions for your particular rental vehicle, this will change from supplier and occasionally by vehicle size / class). Should the vehicle return damaged the rental provider may look to claim the costs back from you for the repairs and this rental excess is the most they can take.

Main benefits

The main benefits of taking out independant car hire excess insurance include:

  • > Protection against car rental excess costs if the vehicle is damaged.

  • > Save on the initial insurance costs compared to those offered by hire firms when picking up the vehicle.

  • > Extra cover for areas not always provided on a rental firms policy.

  • > Save time and confusion when picking up the vehicle.

  • > Time to read the material provided, you will know the cover you have.

How to protect against car hire excess

By taking out car hire excess insurance you are protecting yourself against these costs. With a policy you can claim back costs after your trip should the unfortunate happen and you damage the vehicle. Visit car hire excess insurance for a quick and easy online quote.

Types of excess insurance

There is two main types of insurance options to select between based on your needs, very similar to how a travel insurance policy works. These can be split between regions to help find the best price for the cover you require.

  • > Single trip - these policies cover just one trip on its own, cheaper rates are available for a one off trip.

  • > Annual - the annual policy covers several individual trips up to a set number of days, these are usually a cheaper choice for those who travel more then once a year

Of course whether you decide to take out car hire excess insurance in advance or at the rental desk is totally up to you but its worth considering the benefits in both cases.

Book by phone 0843 459 7708 Calls to this number cost 7 ppm plus your network access charges